The Millionaire Next Door Book Review

The Millionaire Next Door

By Thomas Stanley and William Donko

A list of characteristics of the wealthy: 

  • They live well below their means.
    • Three words for style of their living: frugal, frugal, frugal.
    • You can support a lavish lifestyle only when you continue having the big income, but what happens when the income changes.
    • Most people are debt prone and spend all their earnings today.
    • You cannot accumulate wealth if you are a high spender.
      1. Does your house run on a budget?
      2. Do you know how much your family spends each year on food, clothing and shelter?
      3. Do you have a series of weekly, monthly, and annually life goals?
      4. Do you spend a lot of time planning your financial future?
      5. Too many people live from paycheck to paycheck.
  • They allocate their time, energy, and money efficiently.
    • Learn to save.
    • Do not let your children think it’s your job to pay for all they do. Teach them about finances and how to both make and use money. 
    • The majority of millionaires do not watch the stock every day. They place it, have time to watch it, and let it be.
  • They believe that financial independence is better than displaying high social status.
    • Many people spend money before they have it — they want to look good.
    • If you make money to spend money, you will not obtain financial security or financial independence.
    • Money should not change your values. Money is only your report card, it shows how you are doing.
    • Live below your means 
    • Parents that subsidize their children’s lifestyles will hurt them in the long run. 
  • Their adult children are economically self sufficient.
    • Many adult children that were unemployed earlier still depend on their parents to subsidize their living.
  • They are proficient in targeting marketing opportunities.
  • They chose the right occupation.
  • Here are some things that millionaires have told their children to make them successful: 
    • They never told them that they are wealthy.
    • No matter how wealthy you are, teach your children to be disciplined and frugal.
      • Waste not want not. Close the front door, Don’t let the heat out. Say yes to help those in need.
    • Be sure that your children do not know you are affluent until they are grown and disciplined. If your children are to make a good purchase, they should find a good portion of it themselves.
    • Minimize the discussion of what your children and grandchildren will inherit.
    • Never give financial gifts to your adult children as a form of negotiation or agreements, give out of love and because you want to.
    • Stay out of your adult children’s family matters. 
    • Don’t try to compete with their children. Don’t post about your achievements. Don’t start any conversation by saying, “when I was your age I already had…”
    • Always remember that your children are individuals, they will differentiate in many ways.
    • Teach your children to achieve, not just consume. Don’t chase money.
    • Tell your children that there are many other things better than money; family, health, happiness, etc.

The Leadership Challenge Book Review

The Leadership Challenge

By: James M. Kouzes and Barry Z. Posner

  • The leadership challenge is about motivating others to make change.
  • Leadership is within the grasp of everyone.
  • You don’t owe it to yourself to be the best leader, you owe it to others.
  • Model the way. 
        • Titles are granted, but it’s your behavior that earns your respect.  
        • The first step that a leader must take in order to model the way is inward.
  • Inspire a shared vision.
        • Before you ever start something, have a clear vision of what you want the outcome to look like.
        • You cannot command commitment, you must inspire.
        • Leaders are pioneers, willing to step out in the unknown.
  • The best leaders are the best learners.
  • No leader has ever accomplished great things by working alone.
  • It is not necessarily about the leaders personality but it is about the behavior of the leader that will make him a good leader.
  • Leaders mobilize others to get involved in combined efforts.
  • Great leaders grow their followers into being leaders themselves.
  • Honest, forward-looking, competent, and inspiring are four keys of a leader.
  • If you ask people to follow you in some plan or dream you have, shouldn’t the people believe in you? If people do not believe in the messenger, they will not listen to the message.
  • Leadership is a dialogue, not a monologue.
  • You cannot lead from someone else’s values or from someone else’s experiences, you have to lead from your own.
  • Unity is forged, not forced.
  • If you want good feedback from people, you must: 
      1. Not get your feelings hurt. 
      2. Listen carefully. 
      3. Suspend judgement
      4. Ask questions to make sure you understand and it’s clear what they’re saying.
      5. Say thank you. Let them know you appreciate the feedback.
  • Leaders must see the future, but they also must get others to see the future. Dreams have to be clear and how everyone fits in.
  • If you are only thinking to your next project, then you are only thinking as big as the average person. The leader’s job is to think about the next project, and the one after that, and the one after that. 
  • People want to do more than just make money, they want to make a difference. You must show that the dream or goal you’re trying to accomplish can help them make a change.
  • People want leaders who are positive and upbeat about the future. 
  • Leaders must learn to enlist others along the journey.
  • You must be willing to attempt new things and take risks. You cannot get better results by doing the same thing over and over.
  • In a leader’s life, it is not just what is rewarded that gets done rather what is rewarding that gets done.
  • Make idea-gathering part of your normal routine. Keep your antenna up no matter where you are, you never know where you may find a good idea.
  • You have to be resilient, have grit, and keep going as a leader. Upsets and obstacles will frequently be in the way, but don’t quit.
  • Don’t run from your problems rather take advantage and learn from your problems.
  • What can you do to enhance people’s self worth and make them feel they are contributing?
  • Individuals that cannot trust others are not good leaders. You cannot do everything yourself.
  • Leaders move from being in control to giving over control. Leaders turn others into leaders.
  • Good leaders ask; average leaders tell.
  • The success of every organization is a shared responsibility. You need a competent and confident team, which means you need a competent and confident leader.
  • Exemplary leaders ask questions to help others think for themselves.
  • Without feedback, goals are not effective.
  • Exemplary leaders are always looking for things that people did right, and you cannot do that sitting behind a desk.
  • Raw talent is not enough to be a good leader; you must learn, grow, and work at it.
  • How are you doing with sharing the credit and telling others thank you?
  • You can’t lead others until you have first led yourself.
  • A leader should lead in humility, not pride. Dig a hole, throw your pride inside of it, and cover it with cement. 

Start Book Review


By Jon Acuff

  • Regardless of your age, you must learn to throw out fear and just start.
  • Fear tells you it is not time or not possible; but you must throw it to the side and just start.
  • Realism does not stop you from chasing your dream, rather chasing the wrong dream.
  • We trick ourselves saying there’s only two decisions: abandon all or live a horrible and normal life — but this isn’t true.
  • Finding your purpose is not so easily detected or clearcut.
  • Quit trying to find your purpose and just live with purpose. Wake up and live with purpose. Play with your kids with purpose. Love your spouse with purpose. Enjoy life with purpose.
  • No one is perfect the first time they try something, so just start.
  • Your practice determines how you play.
  • We think we have to see results immediately, but everything takes its time.
  • Quit trying to climb the entitlement ladder and climb the work-hard ladder.
  • Fear would not have let the Wright brothers attempt to fly, or Steve Jobs work on personal computers for individuals, and fear will not let you do anything either.
  • If you don’t deal with your fears, they won’t go away. If you don’t kill those fear voices, they will kill you.
  • Your inner voice might tell you not to do it, and when you start, it might tell you that you have to do it all at once. Do not listen to either of them.
  • What did you do in the last 24 hours (or even week) that will reveal your focus?
  • Just because you’re good at something doesn’t mean you should do it.
  • If you have so many passions that you don’t know which to do, then you need to pick one and start.
  • Awesome starts the moment you begin to do what you love.
  • Be led, be taught, and always continue growing.
  • If you want to become good at something, you have to do reps — that works with writing, speaking, playing an instrument, or anything else you want to be good at.
  • Do not let the few negative comments lead your life.
  • Don’t miss out on good moments because of unrealistic expectations.
  • You can’t control the finish line, but you can control the starting line.
  • If you want to stay in the land of awesomeness, don’t be a jerk. Many people are full of talents, but act like jerks.
  • Don’t become a jerk, don’t get lazy, and don’t become entitled.
  • If you are married, realize that awesome is including your spouse instead of trying to live your dream alone.
  • One of the best ways to get support for your dream is to first support others on their dreams.
  • When you are in the harvest time of your dreams, some people will tell you that you can “do more.” Instead of trying, you should ask yourself “why.”
  • Every big finish began with a small start.
  • Who’s shoulders can you stand on to become better? Who is further ahead of you that you can get help from?
  • Perfect is not your goal, awesome is — and awesome makes mistakes along the way.
  • Social media is either a megaphone or a mask – it will amplify what you are all about or hide it.
  • Pace yourself instead of making unrealistic expectations (I’ll blog every day, etc.) or you’ll quit after a short time. Pick something and pace yourself, but by all means, start! 

Rhinoceros Success Book Review

Rhinoceros Success

By Scott Alexander

  • There are many leadership techniques, but one thing all successful leaders have in common is that they are a rhinoceros and charge. 
  • Do not charge two things at once, charge only one thing and go full steam ahead.
  • When you get up in the morning, don’t be a lazy cow and lay there, be a rhinoceros that’s ready to get up and charge.
  • Cows have legs and brains, but they don’t charge because they don’t believe. A rhinoceros believes and therefore has a reason to charge.
  • Success is for anyone who will get off of their backside and charge.
  • It is your enthusiasm that will get you out of bed, and make you charge towards your goal. No torpedoes can stop you!
  • If your enthusiasm dies down, it is because of your belief. You must believe, and therefore you will charge.
  • A rhinoceros rarely has a drinking or drug problem because they don’t need any artificial stimulants to do what they are supposed to.
  • Your attitude is essential to being a rhinoceros. You have to want to be a rhinoceros in order to charge, otherwise you will slip into the cow and sheep world.
  • Don’t waste energy on things not worthy of your time — a rhinoceros does not charge jack rabbits. Don’t let problems and other things distract you.
  • Do not ignore the negative, but do not be saturated with it either. Put the right things in your mind. We become the product of three things: the books we read, the people we associate with, and the media that we listen to.
  • Learn from other people’s success. You can read books, watch, listen, and speak to others who have been successful. Cows can read but they’re too lazy to read or learn from others – a rhinoceros eats it up!
  • Plan and then charge. You don’t become successful without planning on it, so aim for something, plan for it, and charge.
  • Plan your long-term goals, your short-term goals, and your immediate goals (for today and this week). Plan and then charge!
  • What you sow you reap. Work hard and charge at something, and you will reap a harvest.
  • You have to give to get. This works with friends, money, work, and every other area. If you stop giving and you’ll stop getting.
  • Discipline is doing something that you don’t necessarily want to do. A rhinoceros charges even if he doesn’t want to, but a cow is a cow because he has no discipline.
  • A rhinoceros has self-discipline. You are your own boss. You are in charge of “You Inc.,” so if you fail, it is because of your bad leadership. Take charge of yourself!
  • If you do not enjoy being a rhinoceros, then don’t do it. There’s no reason to do it if you don’t enjoy it. Decide you will be happy, that position is open to whoever wants it. 
  • The Bible is the real success manual. every success book is based on the Bible, just worded differently. 
  • Be an audacious rhinoceros. You are bold, gutsy, reckless, and adventurous, that’s what separates you from the cows.
  • Success takes nerve. If it was easy and didn’t require risk, everyone would do it.
  • Don’t fall into the trap of wasting time. Live as if each minute cost you $10. 
  • There are no excuses for a rhinoceros, he finds a way to get it done.
  • Be persistent. Imagine you’re in a storm, and do not let go.
  • Nothing good comes easy. 
  • Everyone has problems no matter how much money, education, place they live or what they do, but rhinoceroses know how to handle problems. Don’t run from them, handle them. They will always be there, but don’t let them stop you. 
  • Optimism and rhinoceroses go hand in hand. Get a burning inside of you that will make you charge. 
  • Dreams are only dreams until you begin to charge.

Mind Gym Book Review

Mind Gym

By Gary Mack

  • “Baseball is 90% mental. The other half is physical.” — Yogi Berra
  • Once you reach a certain level of competency, your mental level is just as important as your physical.
  • Building mental strength is just as important as building physical strength. If you work on the inside, it will be seen on the outside.
  • By changing your thinking, you change your performance. 
  • Learn to use your mind or your mind will use you.
  • You need a mind gym, a place where you can retreat and mentally prepare for what you’re about to do.
  • Confidence comes from being both mentally and physically prepared.
  • Why is it that pressure makes some people better and causes others to fail? Mental preparation is the difference.
  • It requires mental toughness in order to win.
  • Good players have a can-do attitude.
  • Competition is won or lost on a 6-inch playing field; it’s between the ears.
  • You have the power to push yourself forward or hold yourself back.
  • You can’t control the other players or the crowd, but you can control yourself.
  • Many people get in the way of themselves with fear, doubt, and condescension towards themselves.
  • You are not playing an opponent, you are playing against yourself.
  • Motivation is not something you can buy or others can give you, it comes from within; you have to give it to yourself.
  • You can turn your shortcomings into strengths if you will be honest with yourself — recognize and work on any weak areas.
  • Contrary to normal people, extraordinary people live their lives backwards; they create their dream and then live it out. 
  • Fear of failure can cripple a player. When you’re not afraid to fail, you’ll likely succeed.  
  • You can choose to listen to the negative critic or positive coach in your head. You can turn that negative critic into a positive coach.
  • Learn to control your emotions or they will control you.
  • When you let anger get the best of you, it brings out the worst in you.
  • A player who cannot control his temper on the court will not become a good player. 
  • The best athletes are masters of their anger, not servants to it.
  • Fear limits your life. 
  • Fretting about the shot you just missed will likely get you another one just like it.
  • Sometimes going faster will make you only go slower. You need to be like the best players, call a time out and reevaluate before you go back in.
  • Pace instead of race. 
  • Over-prepare so you don’t under-perform. 
  • No one can take away from you your self-esteem.
  • MVP’s see stumbling blocks as steppingstones.
  • What lies ahead of us should not be a big concern, but what lies within us should be.
  • When times are good, be grateful. When times are bad, be graceful.
  • While positive thinking might not always work, negative thinking always works.

Marriage Done Right Book Review

Marriage Done Right

By Jim Daly

Five things that divorced people said they wished they would have done:

  1. I should have boosted her self-esteem. I could have helped, encouraged, and confirmed my love.

  2. I should have talked about money. Money can be a very big problem.

  3. I should have gotten over the past. People that do not get over the past become


  4. I should have taken more responsibility for the problems. You cannot blame

    everyone else.

  5. I should have shared more of my heart and feelings.

You can help your spouse to stop complaining by not complaining yourself. You can help them have a better attitude, etc., by modeling it yourself.

92% of couples that have regular date nights have an increase in satisfaction.

Couples need to spend time together using the following four words:

  1. Regularity

  2. Variety

  3. Adventure

  4. Fun

“Go Ye” Means You

“Go Ye” Means You

By Norman Lewis

  • God could have sent angels to evangelize the world. But He did not. He might have broadcast the message from heaven. But He did not. He might have utilized a heavenly TV. But He did not. God chose to send men, men saved from sin, to win other sinners. 
  • Every Christian must fit into God’s plan or miss life‘s meaning.
  • Matthew 28:19–20 uses the word “teach” and “teaching.”  “Teach” deals with evangelization and “teaching” deals with edification.
  • On with the message, on with the light.

         On to the regions still shrouded in night,

         On to the nations that never have heard,

         On with the life-giving, soul-saving Word.


  • It is wonderful to work for God. It is even better to know we are working with God in the task of His choice.
  • Christians should be identified with both the person and purpose of Christ.

Where’s Your Wealth

by Jeffrey Bush 10-2020


May your wealth be in the cross

Not in money, possessions, or fame.

How can you live a normal life? 

Instead of being consumed with His lovely name. 



He is worthy of absolutely everything, 

He deserves your time, your love, and your all.

What is stopping you from selling out? 

Do you not hear His beckoning call?



Are you willing to submit?

And lay your life down at His feet?

Or are you holding on too tightly,

Not knowing that your needs He can meet?



Can you say like the apostle Paul, 

That you count all your gain as loss? 

Do you hunger and thirst for righteousness?

Willing to follow no matter the cost? 



Have you grasped that God has a purpose? 

That life is not to be about you? 

God wants your life for His service, 

It’s time to surrender afresh and anew.